Manulife Investments GIC retirement income options

Retired investors will enjoy additional income benefits with a Manulife Investments GIC RRIF.

LIF, LRIF, RLIF, and PRIF options may also be available.¹ Retirement income options from Manulife Investment Management offer very competitive rates and 30-day rate guarantees. In addition, a Manulife Investments GIC provides insurance company benefits, such as the ability to pass on money tax free to beneficiaries and potential creditor protection. A large case program² is also available for investors with GIC assets of $500,000 or more.

Three investment options are available:

  1. Basic GIC Account (cashable)
  2. Laddered GIC account
  3. Daily interest account

Our retirement income options provide:

  • Flexible options for payment frequency, payment amounts, withdrawal order, and withholding tax
  • The ability to change payout options as needed
  • A charge-free withdrawal option in order to access funds in the event of emergency or another investment opportunity
  • Automatic payments conveniently deposited directly to a bank account

Related materials

GIC refers to a guaranteed interest contract. 1 Certain conditions apply. 2 The large case program applies to the basic GIC accounts (cashable/noncashable) and the laddered GIC account only.